Filing a successful claim with the September 11th Victim Compensation Fund (VCF) and the World Trade Center Health Program can be complicated. While the hundreds of pages of laws, regulations, rules and policies, and procedures are complex, completing a successful application with the WTC Health Program leads to the benefit of lifetime (until 2090) 9/11 health care. In addition, once approved by the WTC Health Program and a 9/11-related cancer or other condition is certified as eligible for treatment, you have met the first step required to file a claim for compensation with the VCF, with an award that ranges from $5,000 to $4,000,000. Navigating the sometimes grueling sets of rules that govern these programs is, in most cases, worth the oftentimes difficult process given the peace of mind of having lifetime 9/11-related health coverage and an award of tax-free compensation. It does, however, help to get help.
Let’s break down what filing a VCF claim involves, what the potential benefits and drawbacks are of filing a claim, and why, for most eligible individuals, filing is absolutely worth it, as it can be essential to securing your financial future and well-being.